If you bank with your creditors, you should change banks before filing your bankruptcy case to avoid losing funds. Learn why and how to protect accounts. By telling your lawyer about all of your accounts upfront, you can avoid such problems down the road.

‍Bankruptcy's automatic stay protects debtors from collections, lawsuits, harassment, repossession, foreclosure, and other efforts to collect debts. Creditors who try to collect after a Pennsylvania debtor has filed for bankruptcy face severe sanctions.

Personal injury claims are exempt in Pennsylvania Chapter 7 and Chapter 13 bankruptcy up to a point. However, you must know how to protect your claim both before and after you file your bankruptcy case.