The bankruptcy trustee’s primary job at a Chapter 7 or Chapter 13 meeting of creditors (341 meeting) is to ask questions and confirm that you have provided complete and accurate information in your petition and schedules. In my experience as a Philadelphia area . . . → Read More: Questions the Bankruptcy Trustee May Ask at the Meeting of Creditors
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Many bankruptcy attorneys, myself included, offer potential clients a free debt consultation. Although these meetings vary from lawyer to lawyer, at the very least your bankruptcy attorney should review your financial situation, discuss possible solutions (such as Chapter 7, Chapter 13, and 
In my Philadelphia bankruptcy and debt negotiation practice, I regularly meet clients who are reluctant even to talk about bankruptcy. Sometimes, they have heard horror stories or read misleading information. Other times, they believe that filing for bankruptcy means that they have failed, regardless