When I think about the military, my thoughts often go to my dad. Pop left his home near Philadelphia at age 17 to join the Navy during World War II. He was assigned to a destroyer and fought throughout the Pacific theater, including Peleliu, Iwo Jima and Okinawa. Then, like so many vets, he came back and rarely talked about his experiences. Although he was very proud of his service, it was not until later in his life that I found out what my father had experienced during the war.
Perhaps, because of my dad and other family members who have served (including two of my nephews who are in uniform today), I believe that anyone who can make a servicemember’s life a little easier should do so. To try to help a bit and say thanks for serving, we offer discounts to members of the military, whether they are on active duty or in the National Guard or Reserves. In addition, we give the same discounts to veterans.
Chapter 7 Discounts
In Chapter 7 cases, our military discount is a minimum of 25%. However, if you are actively serving in a designated combat zone, you pay for a credit report and the filing fee, and that’s it. We will waive our attorney’s fees.
Chapter 13 Discounts
In Chapter 13 cases, most fees are paid through the plan. However, for members of the military, we will not require a down payment. (We do not discount Chapter 13 cases, because we are paid by the bankruptcy trustee with money that would have gone to your creditors. So, any discount would benefit your creditors and not you.)
Debt Negotiation Discounts
We offer a 50% military discount on all non-litigation debt negotiation services.
In all cases, our initial consultation is free. If you are a member of the Army, Navy, Air Force, Marines, Coast Guard, National Guard or Reserves and simply want to discuss your options for dealing with a tough financial situation, please feel free to call. Our office serves Philadelphia, Montgomery County, Delaware County and Bucks County in Pennsylvania.
Bankruptcy Fact: There are special legal protections for servicemembers and vets both inside and outside of bankruptcy. For more information, click here.
