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Philadelphia Bankruptcy Attorney Dan Mueller of Harborstone Law Group.

If you are struggling to pay your bills, call me for a free consultation. If creditors are harassing you, I can help you put a stop to it. Even if your home is in foreclosure, it may not be too late to save it. I will listen to you and help you find the answer that best fits your situation.

Harborstone Law Group represents consumers in bankruptcy and debt negotiation matters throughout Philadelphia, Montgomery County, Delaware County, Chester County, and Bucks County in Pennsylvania.

Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

Pennsylvania Median Income

The Pennsylvania median income has increased again for most families as of November 1, 2018. Increases in the median income allow debtors qualify for Chapter 7 bankruptcy. This . . . → Read More: Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

Avoiding the Bankruptcy Means Test

Avoiding the Bankruptcy Means TestYou might be surprised to hear a consumer bankruptcy lawyer say something positive about the Chapter 7 means test. After all, the test is an unnecessarily . . . → Read More: Avoiding the Bankruptcy Means Test

The Bankruptcy Means Test: An Attorney’s Explanation

Very little in bankruptcy causes more confusion and anxiety than the Chapter 7 means test. Many people assume that the means test will automatically force them into a Chapter 13 payment plan or prevent them from filing for bankruptcy at all. Although these assumptions are not true in most cases, the confusion is understandable. The . . . → Read More: The Bankruptcy Means Test: An Attorney’s Explanation

High-Income Chapter 7 Bankruptcy: Crossing the Threshold

High-Income Bankruptcy

Many people assume that if their income is relatively high, they cannot file for Chapter 7 bankruptcy. Often this assumption is incorrect. It is not by any means unusual for a “high-income” debtor to file under Chapter 7. In fact, I have successfully represented . . . → Read More: High-Income Chapter 7 Bankruptcy: Crossing the Threshold