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Philadelphia Bankruptcy Attorney Dan Mueller of Harborstone Law Group.

If you are struggling to pay your bills, call me for a free consultation. If creditors are harassing you, I can help you put a stop to it. Even if your home is in foreclosure, it may not be too late to save it. I will listen to you and help you find the answer that best fits your situation.

Harborstone Law Group represents consumers in bankruptcy and debt negotiation matters throughout Philadelphia, Montgomery County, Delaware County, Chester County, and Bucks County in Pennsylvania.

Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

Pennsylvania Median Income

The Pennsylvania median income has increased again for most families as of November 1, 2018. Increases in the median income allow debtors qualify for Chapter 7 bankruptcy. This . . . → Read More: Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy

After Your Bankruptcy Discharge

Congratulations! You have received your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. You are anxious to get a fresh start, but what should you do next? . . . → Read More: The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy

How to Prepare for the Bankruptcy Meeting of Creditors

Preparing for Bankruptcy HearingAfter you file for Chapter 7 or Chapter 13 bankruptcy, you will have a few weeks before the meeting of creditors (341 hearing). Although it is not at all like cramming . . . → Read More: How to Prepare for the Bankruptcy Meeting of Creditors

Questions the Bankruptcy Trustee May Ask at the Meeting of Creditors

Bankrutpcy Trustee QuestionsThe bankruptcy trustee’s primary job at a Chapter 7 or Chapter 13 meeting of creditors (341 meeting) is to ask questions and confirm that you have provided complete and accurate information . . . → Read More: Questions the Bankruptcy Trustee May Ask at the Meeting of Creditors

The Bankruptcy Meeting of Creditors: No Cause for Anxiety

Bankruptcy Meeting of CreditorsOne of the most commonly asked questions asked about bankruptcy is “Will I have to go to court?” In most bankruptcy cases, the answer is no. However, you will have to attend . . . → Read More: The Bankruptcy Meeting of Creditors: No Cause for Anxiety

Just Who Is the Bankruptcy Trustee Anyway?

Trustee_in_BankruptcyA bankruptcy trustee is assigned to every Chapter 7 and Chapter 13 bankruptcy case soon after filing. Although the trustee in bankruptcy is not a judge, he or she has tremendous influence over a debtor’s case. . . . → Read More: Just Who Is the Bankruptcy Trustee Anyway?

Bankruptcy and Other Laws Protect Financially Stressed Servicemembers

Military Bankruptcy and AlternativesWhen veterans and members of our National Guard, Reserves, and active duty military experience financial trouble, it is often made worse by the rigors of life in the service. It . . . → Read More: Bankruptcy and Other Laws Protect Financially Stressed Servicemembers

The Bankruptcy Means Test: An Attorney’s Explanation

Very little in bankruptcy causes more confusion and anxiety than the Chapter 7 means test. Many people assume that the means test will automatically force them into a Chapter 13 payment plan or prevent them from filing for bankruptcy at all. Although these assumptions are not true in most cases, the confusion is understandable. The . . . → Read More: The Bankruptcy Means Test: An Attorney’s Explanation

Making Your Bankruptcy Consultation Count

Free bankruptcy ConsultationMany bankruptcy attorneys, myself included, offer potential clients a free debt consultation. Although these meetings vary from lawyer to lawyer, at the very least your bankruptcy attorney should review your financial situation, discuss possible solutions (such as Chapter 7, Chapter 13, debt . . . → Read More: Making Your Bankruptcy Consultation Count

Avoiding the Bankruptcy Conversation Can Be Costly

Bankruptcy OptionsIn my Philadelphia bankruptcy and debt negotiation practice, I regularly meet clients who are reluctant even to talk about bankruptcy. Sometimes, they have heard horror stories or read misleading information. Other times, they believe . . . → Read More: Avoiding the Bankruptcy Conversation Can Be Costly