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By Philadelphia Bankruptcy Attorney, Dan Mueller, on March 20th, 2013 The Pennsylvania median income will increase as of April 1, 2013. As a result, it is likely that more debtors will qualify for Chapter 7 bankruptcy, and fewer Pennsylvanians will be required to take the means test or file under Chapter 13. The . . . → Read More: Pennsylvania Median Income Rises in 2013 – Will Affect Bankruptcies
By Philadelphia Bankruptcy Attorney, Dan Mueller, on November 9th, 2012 Deficiency judgments often follow a mortgage foreclosure, leaving the former homeowners on the hook for thousands or even tens of thousands of dollars. Sometimes, because of the common misconception that the sheriff’s sale eliminates the homeowner’s entire liability for the loan, the deficiency . . . → Read More: Deficiency Judgments After Foreclosure: Bankruptcy And Non-Bankruptcy Solutions
By Philadelphia Bankruptcy Attorney, Dan Mueller, on October 31st, 2012 Congratulations, you have received your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. You are anxious to get a fresh start. What should you do next? Here are a few steps you should take to make sure you . . . → Read More: The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy
By Philadelphia Bankruptcy Attorney, Dan Mueller, on September 30th, 2012 Although it is a violation of the Fair Debt Collection Practices Act (“FDCPA”), unscrupulous debt collectors often try to collect settled or paid debts. Frequently, such debts end up in the hands of “vulture” debt collectors or “zombie debt” buyers who may know that the debt has . . . → Read More: Fair Debt Collection Practices Act Stops Collection Of Settled Or Paid Debts
By Philadelphia Bankruptcy Attorney, Dan Mueller, on August 22nd, 2012 If your vehicle is worth less than you owe, or you are paying excessive interest, cramming down a car loan in Chapter 13 bankruptcy can reduce your balance, cut your interest rate, and slash your . . . → Read More: Bankruptcy Cramdown of Auto Loans: Saving Your Car in Chapter 13
By Philadelphia Bankruptcy Attorney, Dan Mueller, on July 23rd, 2012 In Pennsylvania, the term “mortgage foreclosure defense” covers a wide range of actions that a homeowner may take to stop or slow down a foreclosure action. Although it is not appropriate in every case, foreclosure defense is sometimes preferable to Chapter 7 or Chapter . . . → Read More: Foreclosure Defense and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 2
By Philadelphia Bankruptcy Attorney, Dan Mueller, on July 11th, 2012 Harborstone Law Group and attorney Dan Mueller are pleased to announce the opening of a new office in Center City Philadelphia. With our Center City office, located at 8 Penn Center on John F. Kennedy Boulevard, we now have two convenient locations to better serve our bankruptcy and . . . → Read More: Harborstone Law Group Opens Center City Philadelphia Office
By Philadelphia Bankruptcy Attorney, Dan Mueller, on July 3rd, 2012 For most pennsylvania homeowners who have fallen behind on their house payments, there are four options for stopping or preventing a mortgage foreclosure: (1) mortgage modification or refinancing, (2) mortgage foreclosure defense, (3) Chapter 13 bankruptcy, or (4) a sale of . . . → Read More: Mortgage Modification and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 1
By Philadelphia Bankruptcy Attorney, Dan Mueller, on June 23rd, 2012 
There is a common misconception that income taxes are never dischargeable in bankruptcy. In fact, you can discharge your back federal, state, and local income taxes in Chapter 7, Chapter 13, and Chapter 11. Penalties and interest are also dischargeable. . . . → Read More: You Can Discharge Income Taxes in Bankruptcy
By Philadelphia Bankruptcy Attorney, Dan Mueller, on May 31st, 2012 The Pennsylvania Median Income has increased slightly over the previous figures issued in November 2011, increasing the number of debtors eligible to file for Chapter 7 bankruptcy. (You can find our regularly updated information page on the Pennsylvania . . . → Read More: Pennsylvania Median Income Rises — More Qualify for Chapter 7
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