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Philadelphia Bankruptcy Attorney Dan Mueller of Harborstone Law Group.

If you are struggling to pay your bills, call me for a free consultation. If creditors are harassing you, I can help you put a stop to it. Even if your home is in foreclosure, it may not be too late to save it. I will listen to you and help you find the answer that best fits your situation.

Harborstone Law Group represents consumers in bankruptcy and debt negotiation matters throughout Philadelphia, Montgomery County, Delaware County, Chester County, and Bucks County in Pennsylvania.

Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

Pennsylvania Median Income

The Pennsylvania median income has increased again for most families as of November 1, 2018. Increases in the median income allow debtors qualify for Chapter 7 bankruptcy. This . . . → Read More: Pennsylvania Median Income Changes for 2018 — More Debtors Qualify for Bankruptcy

Deficiency Judgments After Foreclosure: Bankruptcy And Non-Bankruptcy Solutions

Deficiency Judgments and Bankruptcy

Deficiency judgments can follow a mortgage foreclosure, leaving the former homeowners on the hook for thousands or even tens of thousands of dollars. A “deficiency judgment” is an order by a court making . . . → Read More: Deficiency Judgments After Foreclosure: Bankruptcy And Non-Bankruptcy Solutions

The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy

After Your Bankruptcy Discharge

Congratulations! You have received your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. You are anxious to get a fresh start, but what should you do next? . . . → Read More: The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy

Fair Debt Collection Practices Act Stops Collection Of Settled Or Paid Debts

Settled_Debts_and_Debt_CollectorsAlthough it is a violation of the Fair Debt Collection Practices Act (“FDCPA”), unscrupulous debt collectors often try to collect settled or paid debts. Frequently, such debts end up in the hands of “vulture” debt collectors . . . → Read More: Fair Debt Collection Practices Act Stops Collection Of Settled Or Paid Debts

Bankruptcy Cramdown of Auto Loans: Saving Your Car in Chapter 13

Cramdown Car Loan in Chapter 13 BankruptcyIf your vehicle is worth less than you owe, or you are paying excessive interest, cramming down a car loan in Chapter 13 bankruptcy can . . . → Read More: Bankruptcy Cramdown of Auto Loans: Saving Your Car in Chapter 13

Foreclosure Defense and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 2

Foreclosure Defense PennsylvaniaIn Pennsylvania, the term “mortgage foreclosure defense” covers a wide range of actions that a homeowner may take to stop or slow down a foreclosure action. Although it is not appropriate in every case, . . . → Read More: Foreclosure Defense and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 2

Harborstone Law Group Opens Center City Philadelphia Office

Harborstone Law Group and attorney Dan Mueller are pleased to announce the opening of a new office in Center City Philadelphia. With our Center City office, located at 8 Penn Center on John F. Kennedy Boulevard, . . . → Read More: Harborstone Law Group Opens Center City Philadelphia Office

Mortgage Modification and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 1

Bankruptcy and Mortgage ModificationFor most pennsylvania homeowners who have fallen behind on their house payments, there are four options for stopping or preventing a mortgage foreclosure: (1) mortgage modification or refinancing, (2) mortgage . . . → Read More: Mortgage Modification and Bankruptcy: Stopping Pennsylvania Foreclosure Pt 1

You Can Discharge Income Taxes in Bankruptcy

Bankruptcy Income Tax Discharge

 

There is a common misconception that income taxes are never dischargeable in bankruptcy. In fact, you can discharge some back federal, state, and local income taxes . . . → Read More: You Can Discharge Income Taxes in Bankruptcy

The Pennsylvania Statute of Limitations on Debt: Three Costly Mistakes

PA Statute of LimitationsThe Pennsylvania Statute of Limitations on debt is a powerful tool for dealing with unfair collection practices. Unfortunately, debtors too often make costly mistakes in applying the Statute of Limitations. In . . . → Read More: The Pennsylvania Statute of Limitations on Debt: Three Costly Mistakes