The Pennsylvania median income will increase as of April 1, 2013. As a result, it is likely that more debtors will qualify for Chapter 7 bankruptcy, and fewer Pennsylvanians will be required to take the means test or file under Chapter 13. The . . . → Read More: Pennsylvania Median Income Rises in 2013 – Will Affect Bankruptcies
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 Philadelphia Bankruptcy Attorney Dan Mueller of Harborstone Law Group represents consumers in bankruptcy and debt negotiation matters throughout Philadelphia, Montgomery County, Delaware County, and Bucks County in Pennsylvania. |
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There is a common misconception that income taxes are never dischargeable in bankruptcy. In fact, you can discharge your back federal, state, and local income taxes in Chapter 7, Chapter 13, and Chapter 11. Penalties and interest are also dischargeable. . . . → Read More: You Can Discharge Income Taxes in Bankruptcy
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Deficiency judgments often follow a mortgage foreclosure, leaving the former homeowners on the hook for thousands or even tens of thousands of dollars. Sometimes, because of the common misconception that the sheriff’s sale eliminates the homeowner’s entire liability for the loan, the deficiency 
Congratulations, you have received your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. You are anxious to get a fresh start. What should you do next? Here are a few steps you should take to make sure you 
Although it is a violation of the Fair Debt Collection Practices Act (“FDCPA”), unscrupulous debt collectors often try to collect settled or paid debts. Frequently, such debts end up in the hands of “vulture” debt collectors or “zombie debt” buyers who may know that the debt has 
If your vehicle is worth less than you owe, or you are paying excessive interest, cramming down a car loan in Chapter 13 bankruptcy can reduce your balance, cut your interest rate, and slash your 
In Pennsylvania, the term “mortgage foreclosure defense” covers a wide range of actions that a homeowner may take to stop or slow down a foreclosure action. Although it is not appropriate in every case, foreclosure defense is sometimes preferable to Chapter 7 or Chapter 
Harborstone Law Group and attorney Dan Mueller are pleased to announce the opening of a new office in Center City Philadelphia. With our Center City office, located at 8 Penn Center on John F. Kennedy Boulevard, we now have two convenient locations to better serve our bankruptcy and 
For most pennsylvania homeowners who have fallen behind on their house payments, there are four options for stopping or preventing a mortgage foreclosure: (1) mortgage modification or refinancing, (2) mortgage foreclosure defense, (3) Chapter 13 bankruptcy, or (4) a sale of 
The Pennsylvania Median Income has increased slightly over the previous figures issued in November 2011, increasing the number of debtors eligible to file for Chapter 7 bankruptcy. (You can find our regularly updated information page on the Pennsylvania